![]() Houser Enterpises, Inc.Houser Enterpises, Inc. is VA state certified and on the FHA Roster of approved residential appraisers. Houser Enterpises, Inc. is certified and approved to do appraisals for FHA secured financial transactions. A portion of the periodic training our staff at Houser Enterpises, Inc. completes deals exclusively with comprehending the FHA's documentation and their rules and procedures. Contact us today if you need to get an appraisal done on an FHA-insured loan. If your home loan is FHA approved, that means that the loan has been secured by the FHA, which is underneath the United States Department of Housing and Urban Development (HUD). The lending organization takes care of all the loaned money; the FHA simply insures the loan through mortgage insurance in case the borrower defaults on his or her loan. Available to all consumers, FHA loan programs are created to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the FHA offers are excessively useful to purchasers with less starting capital. |